Having A Car In Dubai
The insurance industry of Dubai has grown as rapidly as the city itself over the past decade or so. One can find numerous companies in Dubai dealing in insurance. And most of these enterprises are small firms that have been locally set up. They fulfill the ever increasing insurance demands of the people of the city, both locals as well expatriates. Policies with respect to insurance that are followed in Dubai are just as those in the West. Among the various types of insurance policies, car insurance is among the more commonly demanded and offered one.
Insurance covers you from all kinds of losses relating to your car. Kinds of coverages that are available are
Property damage , Medical payments , Physical damage due to collision , Bodily injury coverage
Personal insurance policies, of which car insurance is a type, are meant to meet your daily needs and requirements. Also, you need to get your car insured first, if you are to get it registered and be able to drive in Dubai. Therefore one must get at least a third party cover for the car as a legal requirement. There are a number of third party brokers in Dubai who you may go to. However, it is the car and not driver that is insured in such cases.
Car insurance in Dubai is calculated depending on the type of car that one buys and is normally available through the showroom itself. For the purpose, the insurers normally look at usual details like value of the car, manufacture year and also the chassis number. The rates of 3% to 7% are generally advisable. Therefore before signing up for any kind of insurance cover, first find out how much will the insurance cover of your car cost to you.
Insuring your car fetches you a lot of benefits in Dubai which are
Accident and recovery service 24X7, Third party cover for family members, Driver gets a personal injury cover , Repairs guaranteed A fairly simple and easy procedure , Off road cover , Medical expenses in emergency cases , Additional optional covers for a small amount of extra premium.
If you keep aside the fact that car insurance is a legal requirement in Dubai, it is also probably the cheapest and easiest means of covering the losses caused due to the involvement of your vehicle. In its absence, you would be required to cover the entire cost of damage to others as well as your car, burning a hole in your pocket.
The different car insurance types available in Dubai are:
Third party, Theft & Fire also known as TPFT, Comprehensive and Fully Comprehensive , Comprehensive with options , Comprehensive premium level
It is always advised to one to search a good number of automobile insurance companies and seek personal opinions about them before selecting any one of them. This is to help you select the company which provides the highest degree of customer satisfaction and service. Insurance is pretty expensive in case of drivers and males to be more specific who are below the age of 25, luxury cars and cars that are more than 5 years old, and such insurance covers are also hard to find. Also remember that drinking driving and crashing does not warrant any insurance cover.
An insurance broker is one person who can help in getting an affordable and cheap car insurance deal. Quite a few banks too in Dubai provide such brokerage services. You can also negotiate a cheaper deal with your insurance company and in case of an expatriate avail an almost 40% discount on the actual amount on presenting an original no claims bonus certificate.
For best bargains, shop around a bit, especially the Internet. That's where you will find a great number of amazing deals. Also select those policies which leave out what you don't need. Get a garage for your car and pay your car premium annually. Also, keep your insurer updated with regards to your latest information that may be required by him
After all, for a legal drive in Dubai, an insured car is necessary. - 21393
Insurance covers you from all kinds of losses relating to your car. Kinds of coverages that are available are
Property damage , Medical payments , Physical damage due to collision , Bodily injury coverage
Personal insurance policies, of which car insurance is a type, are meant to meet your daily needs and requirements. Also, you need to get your car insured first, if you are to get it registered and be able to drive in Dubai. Therefore one must get at least a third party cover for the car as a legal requirement. There are a number of third party brokers in Dubai who you may go to. However, it is the car and not driver that is insured in such cases.
Car insurance in Dubai is calculated depending on the type of car that one buys and is normally available through the showroom itself. For the purpose, the insurers normally look at usual details like value of the car, manufacture year and also the chassis number. The rates of 3% to 7% are generally advisable. Therefore before signing up for any kind of insurance cover, first find out how much will the insurance cover of your car cost to you.
Insuring your car fetches you a lot of benefits in Dubai which are
Accident and recovery service 24X7, Third party cover for family members, Driver gets a personal injury cover , Repairs guaranteed A fairly simple and easy procedure , Off road cover , Medical expenses in emergency cases , Additional optional covers for a small amount of extra premium.
If you keep aside the fact that car insurance is a legal requirement in Dubai, it is also probably the cheapest and easiest means of covering the losses caused due to the involvement of your vehicle. In its absence, you would be required to cover the entire cost of damage to others as well as your car, burning a hole in your pocket.
The different car insurance types available in Dubai are:
Third party, Theft & Fire also known as TPFT, Comprehensive and Fully Comprehensive , Comprehensive with options , Comprehensive premium level
It is always advised to one to search a good number of automobile insurance companies and seek personal opinions about them before selecting any one of them. This is to help you select the company which provides the highest degree of customer satisfaction and service. Insurance is pretty expensive in case of drivers and males to be more specific who are below the age of 25, luxury cars and cars that are more than 5 years old, and such insurance covers are also hard to find. Also remember that drinking driving and crashing does not warrant any insurance cover.
An insurance broker is one person who can help in getting an affordable and cheap car insurance deal. Quite a few banks too in Dubai provide such brokerage services. You can also negotiate a cheaper deal with your insurance company and in case of an expatriate avail an almost 40% discount on the actual amount on presenting an original no claims bonus certificate.
For best bargains, shop around a bit, especially the Internet. That's where you will find a great number of amazing deals. Also select those policies which leave out what you don't need. Get a garage for your car and pay your car premium annually. Also, keep your insurer updated with regards to your latest information that may be required by him
After all, for a legal drive in Dubai, an insured car is necessary. - 21393
About the Author:
Learn more about owning a car in Dubai. Stop by Andrew's Internet portal where you can find out all about buying a car and auto insurance firms in UAE Dubai and services they can do for you.
posted by X - Men @ 2:32 AM
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