Why Short Term Insurance Makes Sense For Holiday Travel

By Jack Keeler

If you will be borrowing or renting a vehicle to take a holiday by car, you can probably expect to pay outrageous insurance fees. However, there is an alternative, a new insurance product for motorists on the internet. It is short term car insurance which you purchase by the day for up to a maximum of 28 days at a time.

This insurance will cover either cars or vans, and is offered through a lot of companies. Go online. Use keywords like "short-term car insurance," "day insurance," and "temporary car insurance." Your search will return a variety of websites that deal with short-term car insurance. On most website, you can go through the entire process right from purchasing your insurance, to paying for it, and an option to print out the policy for your travel and records.

This type of insurance is much more beneficial in the long term because it will not affect the premiums on your regular auto insurance should you have an accident or need to make a claim..

Short term auto insurance bought on the internet also provides the uninsured with a loss recovery option, which can be distributed daily to span the duration of your short-term insurance. Whether using this in the UK or the EEC, this benefit is especially advantageous.

You can extend your temporary coverage to include other borrowed automobiles, and be covered for travel to France or other locations in the EEC.

It is especially useful if you need a car that is more reliable or more space than you have in your own car. It is perfectly acceptable to add a trailer or caravan if your need to. Be sure to look at all your insurance options thoroughly, for although these types of insurance are basically fully comprehensive, if your plans include driving abroad, the comprehensive coverage will need to be confirmed.

Most of these insurance companies will give you coverage if you have held a UK or EEC driver's license for at least 12 months, without claims of your fault for 3 years, and less than 6 points against your license. Each company is different, however, and the automobiles that they will insure, and their criteria for coverage will vary.

Short-term auto insurance may not be for every one. However, it's a great option to consider if you plan to go on vacation and rent a car, or borrow someone else's car. Such insurance allows you to enjoy your vacation with the security that you can freely roam without impacting your regular annual premium. - 21393

About the Author:

Jack likes to write many articles around short term car insurance and about getting good value short term car insurance cover online.